The credit card world is a perilous place filled with blood-sucking vampire lenders lurking at every corporate corner, drawing you into the pool of interest rate piranhas with trickery, fine print, shiny, cool things, and magical plastic cards. But do not fear! financialfootprint knows the ways of the warrior. (We even put war paint on.) We will teach you our ways, and you will hopefully (since we’re talking vampires here, we promise nothing) emerge unscathed with a credit card raised victoriously over head.

So before we start throwing around scary terms like APR, annual fees, and defaulting, we want to give you a few things to think about, based on your situation. We have to know what you know, young grasshoppa’. Are you applying for your first credit card? Do you have a credit card? Do you have a vampire lender attached to your jugular and are knee-deep in interest rate infested waters (aka in credit card debt)?

No matter what your financial situation is, we want to help save you from the credit card companies, who are practically salivating for your money. Although we’d love to poke them with a sharp stick (actually, we just poke each other with sharp sticks), there are admittedly positives to having credit cards, and with our forces combined, we can avoid the negatives or limit the damage already done.

Let’s do this.